🏦 How Lenders Actually Underwrite Loans (Not What Borrowers Think) 🔍

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 12/02/2026

How Lenders Actually Underwrite Loans (Not What Borrowers Think) Most borrowers believe underwriting is about credit score and rate shopping. It’s not.

Bill Rapp, Commercial Mortgage Broker

🏦 Mortgage Underwriting Secrets: What Lenders Look For & How to Prepare 🔑

Bill Rapp - Commercial & Residential Mortgage Broker

Published on: 22/09/2025

🏦 What Underwriters Look for (And How to Prepare) When applying for a mortgage, your file will eventually land on the desk of a loan underwriter. Think of underwriting as the final exam before your loan is approved—the underwriter’s job is to verify all the details and decide if you’re a safe bet for the lender.

Bill Rapp, Commercial Mortgage Broker